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Smarter DSCR terms for refinancing rentals
Pull cash. Lower your rate. Move upward with confidence.

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why refinance

why refinance

Refinance to move your business forward
From cash-out flexibility to smarter rates and longer terms, refinancing gives you the leverage to keep growing.
Pull out cash
Unlock equity to acquire your next property or fund renovations without selling or tapping personal credit.
Lower Your Rate
Still stuck with a 2022–2023 rate? Reprice at today’s DSCR terms and improve monthly cash flow.
Reset Your Clock
Extend into a new 30-year fixed term, consolidate loans, and smooth cash flow without restarting depreciation.
refinance with speed

refinance With Speed

Why investors refinance with Brick City Capital
Banks make refinancing slow. We deliver fast cash-out or rate-term investment property loans with clear terms and less hassle.
Cash-out or rate & term
30-year fixed or interest-only options
No income verification required
Refinance in LLC or trust name
Fast underwriting in 72 hours or less
Keep tenants in place, no disruption
“Skeptical at first, having tried several times in past 15 years to get a refinancing on my rental property... the process was smooth and predictable. They were always available to answer my questions and reassure me. I am a very happy camper."
-Lance, NJ
"No one can close a DSCR refinance loan like [Brick City Capital]. They close quickly and do their best to make the numbers work. I will bring all my future refinances and purchases to them!"
-Netonia, NJ
"Brick City Capital was a pleasure to work with. Fast response and fast turn around time on a refinance. I dealt with Matt, stand up guy, answered every question I had for him. Painless deal."
-Jimmy, NJ
for brokers

for brokers

Brokers — bring us your investor deals
We partner with brokers nationwide. Submit your client’s purchase, and we’ll handle the rest — fast answers, no red tape, and you get paid on close.

Submit a deal

Ready To Refinance With Brick City Capital?

Start with a soft pull and deal review, no strings attached. If the numbers pencil, we’ll move fast.

Get quote

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Products

Single-Family Residential

Single-Family Porfolios

Short-Term Rentals

Non-Warrantable Condos

Multi-Family

Mixed-Use

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Brokers

Borrowers

Resources

About Us

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Our HeadQuarters

50 Park Place, Suite 301
Newark, NJ 07102

Contact

(973) 705-7725

sales@brkcty.com

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© 2025. Lev Cap, LLC. All Rights Reserved. Brick City Capital is a division of Leverage Companies.

Our headquarters

50 Park Place, Suite 301
Newark, NJ 07102

Contact

(973) 705-7725

sales@brkcty.com

Products

Single-Family Rental

Single-Family Portfolios

Short-Term Rentals

Non-Warrantable Condos

Multi-Family

Mixed-Use

work with us

Brokers

Borrowers

Resources

About us

Careers

Terms & Conditions

Privacy Policy

¹ All loans are for business purposes only and subject to Brick City Capital's underwriting, due diligence, and approval. Terms, amounts, and timelines may vary by borrower, property, and structure. Not all products are available in every date. Past results do not guarantee future outcomes.


² Representative examples are for illustrative purposes only. Past closings are not a guarantee of future results. Actual closing timelines and amounts will vary by transaction and borrower qualifications.

Brick City Capital™, and related logos are trademarks of Lev Cap, LLC, a division of Leverage Companies. © 2025 Lev Cap, LLC. All rights reserved.

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