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Multifamily DSCR Loans (5–10 Units)

Flexible, investor-focused financing for small multifamily portfolios — up to $10M*

Smart investors scale with multifamily. Whether you’re buying a 4-plex, refinancing an 8-unit building, or rolling several small properties into one portfolio, our Multifamily DSCR loans are built to move fast and fit your strategy.

Loans up to $10 million¹

Fixed-rate or interest-only options

Purchase and refinance programs

Why choose a DSCR loan for multifamily properties?

Traditional commercial loans are slow and complex for small multifamily assets. Our DSCR loans simplify financing for 5–10 unit income-producing properties.

Underwritten on rental cash flow

Not tax returns or employment history.

Portfolio-friendly


Finance multiple properties under one relationship.

Faster closings


Close in weeks, not months.

Nationwide coverage


We lend across 46 states and all major markets.

"Their team are top notch. I’ve done multiple loans with them. Highly recommend."

-Matthew

Phillipsburg, NJ

"This company is AWESOME...great communication and such a quick closing. "

--Tracy

Cocoa Beach, FL

"Highly recommend Brick City Capital for all DSCR needs"

-John

Newark, NJ

"Highly recommend Brick City Capital for all DSCR needs"

-John

Newark, NJ

Program requirements

Loan size: $350,000 – $10,000,000

Minimum DSCR: 1.0+ (varies by leverage and market)

Minimum credit score: 680 (lower considered with compensating factors)

Eligible properties: 5–10 unit multifamily buildings, small apartment portfolios

Where we lend

We currently offer Multifamily DSCR loans in 46 states, including all major multifamily markets.

Northeast

New York City, Boston, Philadelphia, Washington DC

South

Miami, Atlanta, Dallas, Houston, Charlotte

Midwest

Chicago, Detroit, Minneapolis

West

Los Angeles, Phoenix, Denver, Seattle

Currently available in all states except: North Dakota, South Dakota, Vermont, Nevada.

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, West Virginia, Wisconsin, Wyoming

1

Apply online in minutes

Tell us about the property and your strategy.

2

Receive a term sheet fast.

Get pre-qualified based on property income.

3

Customize your loan.

Choose between fixed-rate or interest-only structures.

4

Close with confidence.

Our average close time is measured in weeks, not months.

Get started today

From 5 to 10-unit buildings, Brick City Capital offers fast, flexible DSCR financing that helps investors scale confidently and close quickly.

FAQ's

Frequently asked questions

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Disclaimers:

© 2025. Lev Cap, LLC. All Rights Reserved. Brick City Capital is a division of Leverage Companies.