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Flexible, investor-focused financing for small multifamily portfolios — up to $10M*
Smart investors scale with multifamily. Whether you’re buying a 4-plex, refinancing an 8-unit building, or rolling several small properties into one portfolio, our Multifamily DSCR loans are built to move fast and fit your strategy.

Loans up to $10 million¹
Fixed-rate or interest-only options
Purchase and refinance programs
Traditional commercial loans are slow and complex for small multifamily assets. Our DSCR loans simplify financing for 5–10 unit income-producing properties.
Not tax returns or employment history.
Finance multiple properties under one relationship.
Close in weeks, not months.
We lend across 46 states and all major markets.
"Their team are top notch. I’ve done multiple loans with them. Highly recommend."
-Matthew
Phillipsburg, NJ

"This company is AWESOME...great communication and such a quick closing. "
--Tracy
Cocoa Beach, FL

"Highly recommend Brick City Capital for all DSCR needs"
-John
Newark, NJ

"Highly recommend Brick City Capital for all DSCR needs"
-John
Newark, NJ

Loan size: $350,000 – $10,000,000
Minimum DSCR: 1.0+ (varies by leverage and market)
Minimum credit score: 680 (lower considered with compensating factors)
Eligible properties: 5–10 unit multifamily buildings, small apartment portfolios

We currently offer Multifamily DSCR loans in 46 states, including all major multifamily markets.
New York City, Boston, Philadelphia, Washington DC
Miami, Atlanta, Dallas, Houston, Charlotte
Chicago, Detroit, Minneapolis
Los Angeles, Phoenix, Denver, Seattle
Currently available in all states except: North Dakota, South Dakota, Vermont, Nevada.
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, West Virginia, Wisconsin, Wyoming
Tell us about the property and your strategy.
Get pre-qualified based on property income.
Choose between fixed-rate or interest-only structures.
Our average close time is measured in weeks, not months.
From 5 to 10-unit buildings, Brick City Capital offers fast, flexible DSCR financing that helps investors scale confidently and close quickly.