Purchase
Refinance
assets
Resources
sales:
(973) 705-7725Most lenders treat investors like traditional homebuyers. We don’t. Brick City Capital specializes in DSCR — your real estate purchase is underwritten based on the income, not your W-2.
No income verification required
Investor-friendly terms
Eligible for both short- and long-term rentals
Approvals in days, not weeks
"Their team are top notch. I’ve done multiple loans with them. Highly recommend."
-Matthew
Phillipsburg, NJ
"This company is AWESOME...great communication and such a quick closing. "
-Tracy
Cocoa Beach, FL
"Matt Neptun has helped me get the best possible terms in the market...highly recommend this firm."
-Tom
Clifton, NJ
"Highly recommend Brick City Capital for all DSCR needs"
Clifton, NJ
Use cases
Finance the purchase of your investment property in your LLC - simple, fast scable.
Close with cash, then refi back your basis using our delayed financing program.
Buy your next short term or vacation rental with confidence. We qualify using AirDNA or market rent.
No income docs required
72-hour underwriting
Flexible for STRs, BRRRRs, turnkey
30-year fixed, interest-only, flexible terms
Require W-2s, tax returns, and pay stubs
Slow underwriting (30–60 days)
Won’t fund STRs or BRRRRs
One-size-fits-all loan terms
Castle Rock, CO
$4.46M loan, 75% LTV, 30-year team
Closed in 18 days despite a complex multi-partner structure
Coral Springs, FL
$1.42M loan, 70% LTV
Closed in 7 days, offered the highest LTV available. Saved deal after prior lender failed
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West Palm Beach, FL
5.2M loan (super jumbo bank statement), 65% LTV,
Beat competitors on rate & leverage, approved above $5M, others capped at 60%
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Sevierville, Tn
3.0M loan, 75% LTV
Closed in 12 days for this 2 unit portfolio in the Smoky Mountains. 3-year prepay penalty for added stability
We partner with brokers nationwide — no license required. Submit your client’s purchase, get same-day terms, one rep for all your loans, and get paid at close — fast, simple, and hassle-free.
Become a broker partner
Start your DSCR purchase loan application today
Our headquarters
50 Park Place, Suite 301
Newark, NJ 07102
assets
Products
Single-Family Residential
Single-Family Porfolios
Short-Term Rentals
Non-Warrantable Condos
Multi-Family
Mixed-Use
Our HeadQuarters
50 Park Place, Suite 301 Newark, NJ 07102
Contact
sales@brkcty.com
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