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(973) 705-7725Up to $10M for your next mixed-use acquisition or refinance
Our Mixed-Use DSCR Loans are built for investors, not homeowners — offering up to $10 million in flexible financing for properties that blend residential and commercial use. Get fast approvals, adaptable structures, and nationwide reach.
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Loans up to $5 million¹
Fixed-rate or interest-only options
Purchase and refinance programs
Traditional mortgages are built for homeowners, not income-producing mixed-use investments. Our DSCR loans focus on the property's ability to generate revenue, letting you move faster and more confidently.
Residential units and commercial tenants count toward your DSCR.
Expertise in funding mixed-use deals across the U.S., including major metros.
One loan partner for both single properties and multi-state portfolios.
Investors can’t afford to lose deals; we move in weeks, not months.
"Their team are top notch. I’ve done multiple loans with them. Highly recommend."
-Matthew
Phillipsburg, NJ
"This company is AWESOME...great communication and such a quick closing. "
--Tracy
Cocoa Beach, FL
"Highly recommend Brick City Capital for all DSCR needs"
-John
Newark, NJ
"Highly recommend Brick City Capital for all DSCR needs"
-John
Newark, NJ
Loan size: $350,000 – $10,000,000
Minimum DSCR: 1.15+ (varies by leverage, property mix, and market)
Minimum credit score: 680 (lower considered with compensating factors)
Eligible properties: Mixed-use buildings with residential and commercial components
We evaluate mixed-use deals the same way investors do: “Does the property cash flow?”
We currently offer Mixed-Use DSCR loans in all major metro areas, or 46 states, providing a single partner as you scale across markets.
New York City, Boston, Philadelphia, Washington DC
Miami, Atlanta, Dallas, Houston, Charlotte
Chicago, Detroit, Minneapolis
Los Angeles, Phoenix, Denver, Seattle
Currently available in all states except: North Dakota, South Dakota, Vermont, Nevada.
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, West Virginia, Wisconsin, Wyoming
Tell us about the property and your strategy.
Get pre-qualified based on property income.
Choose between fixed-rate or interest-only structures.
Our average close time is measured in weeks, not months.
Whether you’re purchasing your next mixed-use property or refinancing an existing investment, Brick City Capital delivers speed, flexibility, and certainty that traditional lenders can’t match.
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Our HeadQuarters
50 Park Place, Suite 301 Newark, NJ 07102
Contact
sales@brkcty.com
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Disclaimers:
Our headquarters
50 Park Place, Suite 301
Newark, NJ 07102
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