Purchase
Refinance
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(973) 705-7725Up to $5M for your next purchase or refinance*
Designed for self-employed and high-credit borrowers, our Class A Bank Statement Loans offer up to $5 million with flexible terms and fast approval. Qualify based on real cash flow, instead of tax returns, and secure premium financing for your next purchase or refinance.
Loans up to $5 million¹
Fixed-rate or interest-only options
Purchase and refinance programs
Traditional mortgages overlook self-employed borrowers with lower taxable income. Our Class A Bank Statement Loans focus on what really matters — your deposits and business cash flow.
No tax returns or W-2s required.
Prime borrowers benefit from preferred rates and terms.
Built for business owners, freelancers, and investors.
Prime borrowers benefit from preferred rates and terms.
"Their team are top notch. I’ve done multiple loans with them. Highly recommend."
-Matthew
Phillipsburg, NJ
"This company is AWESOME...great communication and such a quick closing. "
--Tracy
Cocoa Beach, FL
"Highly recommend Brick City Capital for all DSCR needs"
-John
Newark, NJ
"Highly recommend Brick City Capital for all DSCR needs"
-John
Newark, NJ
Loan size: $100,000 – $5,000,000
Minimum credit score: 660+
Income verification: 12 or 24 months of bank statements
DTI: Up to 50% (varies by program and reserves)
Eligible properties: Investment properties only
We qualify based on how you actually earn — through real deposits, not adjusted income.
We currently offer Class A Bank Statement loans in 46 states, with specialized programs for major metro markets.
New York City, Boston, Philadelphia, Washington DC
Miami, Atlanta, Dallas, Houston, Charlotte
Chicago, Detroit, Minneapolis
Los Angeles, Phoenix, Denver, Seattle
Currently available in all states except: North Dakota, South Dakota, Vermont, Nevada.
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, West Virginia, Wisconsin, Wyoming
Tell us about the property and your strategy.
Get pre-qualified based on property income.
Choose between fixed-rate or interest-only structures.
Our average close time is measured in weeks, not months.
Whether you’re purchasing a new property or refinancing your existing home, Brick City Capital’s Class A Bank Statement Loans give you the flexibility, speed, and respect your business income deserves.
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Our HeadQuarters
50 Park Place, Suite 301 Newark, NJ 07102
Contact
sales@brkcty.com
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Disclaimers:
Our headquarters
50 Park Place, Suite 301
Newark, NJ 07102
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