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(973) 705-7725Fast, flexible financing for unique condo investments — up to $5M*
Our Non-Warrantable Condo DSCR Loans give investors the freedom to finance unique properties that traditional lenders avoid. From high investor concentration to short-term rental exposure, we simplify financing and refinancing — up to $5 million.
Loans up to $5 million¹
Fixed-rate or interest-only options
Purchase and refinance programs
Banks avoid non-warrantable condos. We’re happy to fund them.
Our DSCR loans focus on property income, not HOA technicalities or borrower documentation. Whether you’re investing in a downtown high-rise or a resort-style complex, we structure loans that move fast and scale with your strategy.
Not borrower income or complex HOA rules.
Finance one or multiple non-warrantable units under one portfolio.
Works for vacation, mid-term, or traditional leases.
Most loans close in weeks, not months.
"Their team are top notch. I’ve done multiple loans with them. Highly recommend."
-Matthew
Phillipsburg, NJ
"This company is AWESOME...great communication and such a quick closing. "
--Tracy
Cocoa Beach, FL
"Highly recommend Brick City Capital for all DSCR needs"
-John
Newark, NJ
"Highly recommend Brick City Capital for all DSCR needs"
-John
Newark, NJ
Loan size: $75,000 – $5,000,000
Minimum DSCR: 1.0+ (varies by leverage and market)
Minimum credit score: 660 (lower considered with compensating factors)
DTI: Up to 50% (varies by program and reserves)
Eligible properties: Non-warrantable condos (single units or bulk portfolios), Condo-tels and mixed-use condo properties (case-by-case)
We know non-warrantable condo guidelines inside and out — from high investor ratios to short-term rental use.
We fund non-warrantable condo DSCR loans in 46 states, with deep experience in dense metro and resort markets where these properties thrive.
New York City, Miami, Chicago, Los Angeles, Austin
Honolulu, Orlando, Las Vegas, Nashville, Scottsdale
Chicago, Detroit, Minneapolis
Currently available in all states except: North Dakota, South Dakota, Vermont, Nevada.
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, West Virginia, Wisconsin, Wyoming
Tell us about the property and your strategy.
Get pre-qualified based on property income.
Choose between fixed-rate or interest-only structures.
Our average close time is measured in weeks, not months.
Non-warrantable condos shouldn’t be a financing roadblock. Whether you’re acquiring, refinancing, or scaling a portfolio of unique properties, Brick City Capital delivers investor-focused DSCR lending that works where traditional banks won’t.
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Our HeadQuarters
50 Park Place, Suite 301 Newark, NJ 07102
Contact
sales@brkcty.com
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Disclaimers:
Our headquarters
50 Park Place, Suite 301
Newark, NJ 07102
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