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Refinance
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(973) 705-7725Scale your rental portfolio with up to $10M in flexible financing*
Portfolio investors need financing that grows with them — not against them. Our Single-Family Portfolio DSCR Loans make it simple to acquire, refinance, and scale multiple properties under one loan, with nationwide reach and flexible structures up to $10 million.
Loans up to $10 million¹
Fixed-rate or interest-only options
Purchase and refinance programs
Traditional mortgage lenders underwrite like you’re buying a home, not running a business. We flip that model by focusing on how your rentals perform as a portfolio.
Your portfolio income, not your W-2s, determines eligibility.
Consolidate or expand without juggling separate closings.
Portfolio loans close in weeks, not months, helping you seize opportunities quickly.
Build and refinance across multiple states with one trusted partner.
"Their team are top notch. I’ve done multiple loans with them. Highly recommend."
-Matthew
Phillipsburg, NJ
"This company is AWESOME...great communication and such a quick closing. "
--Tracy
Cocoa Beach, FL
"Highly recommend Brick City Capital for all DSCR needs"
-John
Newark, NJ
"Highly recommend Brick City Capital for all DSCR needs"
-John
Newark, NJ
Loan size: $75,000 – $10,000,000
Minimum DSCR: 1.0+ (varies by leverage and market)
Minimum credit score: 660 (lower considered with compensating factors)
Eligible properties: Single-family homes, condos, townhomes, 2–4 unit properties, and rental portfolios
We underwrite your investments the same way you do. We ask, “does the portfolio cash flow?”
Our portfolio DSCR program covers 46 states — giving you one capital source as you expand across markets.
New York City, Boston, Philadelphia, Washington DC
Miami, Atlanta, Dallas, Houston, Charlotte
Chicago, Detroit, Minneapolis
Los Angeles, Phoenix, Denver, Seattle
Currently available in all states except: North Dakota, South Dakota, Vermont, Nevada.
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, West Virginia, Wisconsin, Wyoming
Tell us about the property and your strategy.
Get pre-qualified based on property income.
Choose between fixed-rate or interest-only structures.
Our average close time is measured in weeks, not months.
Whether you’re consolidating existing rentals or acquiring new ones, Brick City Capital provides portfolio-level DSCR financing designed for serious investors. One lender. One closing. Endless scalability.
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Our HeadQuarters
50 Park Place, Suite 301 Newark, NJ 07102
Contact
sales@brkcty.com
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Disclaimers:
Our headquarters
50 Park Place, Suite 301
Newark, NJ 07102
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